BAD FAITH INSURANCE.
Most people would agree that they do not enjoy dealing with their insurance companies. And when you are injured, you may be pressured by the other party's insurance company to accept settlement offers that are well below the value of your case. You may even receive pressure from your own insurance company.
The thing to remember is that the insurer's obligations to you are written in a contract. That contract stipulates that an insurer has a duty to deal with you fairly and in "good faith."
What Is Bad Faith?
Put simply, when you are injured by someone's negligence or in an accident, your insurer is required to pay for your injuries. But if the insurer denies you coverage without a reasonable basis and they either know or do not care to find out whether there was a reasonable basis for the denial, the insurance company has acted in bad faith.
When an insurer acts in bad faith, Pennsylvania law allows the plaintiff to pursue a claim against his insurer.
At The Law Office of Shaheen Wallace, we have experience dealing with bad faith insurance issues and we would be well suited to represent you should this issue ever arise.